Posted by JustinJ: Risk analysis can never be about just the stakes, not the odds,...
That is true.
There are three elements to the risk management decision process: likelihood; potential consequences; and the cost and practicality of mitigation.
My house is in a relatively new neighborhood in which houses are close together and it would be extremely difficult, loud and time consuming to kick in my front door with anything but a battering ram. I find this highly unlikely to occur on my front porch for the entire neighborhood to see. Not to mention my dogs alert me long before anybody gets to the door step with a bark that is easily distinguished from barking at dogs in the street.
So far so good.
In my case, I also have to consider the back door, a basement door, basement windows, and a window that opens onto the back porch.
So no, i don't carry at all times in the home.
That is your prerogative.
Nor do i wear a helmet in a car, not avoid pulling into my driveway when there are other cars around, or use my dogs to taste test my food for poison before eating although i'm sure they'd be thrilled to.
Let's remain serious, shall we?
Personally i don't buy into the "home invasion" epidemic.
I haven't heard of such a thing. But they are occurring with sufficient frequency for me to elect not to ignore them. And when it does happen, one is on one's own.
One should, however, put that into perspective. One's lifetime chance of being attacked in the home is
far lower than the chance of being attacked somewhere else.
I say that even after having had to produce firearms to defend against violent criminal actors in the house or trying to gain entry with force on three different occasions over period of a five decades.
That does not include an instance in which a would be burglar was dealt with hand-to-hand by a neighbor.
Limit the scenario to an invasion that occurs while one is in the bedroom, and the risk becomes lower still. That's what led me to decide to carry at home.
The term has recently been widely expanded beyond the traditional definition among the defense community by those looking to sell "home defense" related services and products.
Frankly, I do note care what someone else calls an unlawful violent entry into the home.
And many that do occur are against criminals by criminals.
We can eliminate those from consideration here.
The ones i've read about also mostly entail a knock at the door instead of kicking it in.
Many, but not all, do start with a knock at the front door, but that may well not be the point of ingress.
... i take reasonable precautions that provide what i deem to be a favorable cost/benefit ratio.
Great. It costs me nothing to carry at home, and the degree of risk mitigation provides considerable benefit.
I could lose everything should I not do so.