Looks like some of my responses have already been addressed on this issue, however:
1. This isn't the 1980's...computers are everywhere, even if you don't own one. Public librarys have them free for use.
2. Anybody who would be able to spend the kind of money it takes to own and shoot a firearm should be able to at least buy a low-end computer that will do everything they reasonably need at an affordable price, comparatively speaking. A used laptop with WiFi can be used at any free hotspot.
3. You don't need a "real" credit card nowadays. Drop into any corner drug store, or nearly any other store, and buy a VISA gift card. Works just like a real credit/debit card. And PayPal can be linked to a bank account as well as a credit card.
I'm sure this may be an inconvenience to some...but not nearly the inconvenience I experienced many years ago when I was still a resident of Indiana, which is a "shall-issue" state.
In Lafayette, I could ONLY pick up the paperwork one day of the week, in the middle of the week, between the hours of 1 and 2 in the afternoon. The paperwork HAD to be typed, not printed, according to the police directions (despite the form saying "typed or neatly printed"). It could ONLY be turned in on that ONE day of the week between the hours of 1 and 2 in the afternoon, with the processing fee. After a week or so it could be picked up but ONLY on that ONE day of the week between the hours of 1 and 2. Then you mailed in your paperwork, along with the local PD form letter that said that they didn't really think that you needed a concealed carry permit because the crime rate didn't warrant it, mumble mumble something about training, blah blah blah.
So, optimally speaking, it took me at least three consecutive weekly trips to the police department while taking time off of work in the middle of the afternoon during the week just to get my paperwork processed and ready to mail to the state police.
Then you mailed it off with your fee to the state police and in a few weeks you got your nice, pink concealed carry permit in the mail...good for 4 years.
See the trend? A shall-issue state, but with a pain in the keister process locally.
If it's computerized, then the forms can be completed at ANY time of the day or week. And that alone takes a lot of the hassle out of it. And computerized forms remove the hassle of shuffling paperwork through the postal service and the many desks and hands it requires to process it, which in turn speeds things up and prevents them from being lost.