There is a certain advantage to being clumsy and unlucky in some respects. I tore my meniscus one time by simply turning on level ground and turning to go back into the house. I can stumble over my own two feet. My dog took me grass skiing over a retaining wall one time chasing a rabbit. I never win drawings, lotteries, etc. The one time I won a door prize in a drawing, the shirt was too small and was used.
But, I am above ground, can appreciate a beautiful day, have a good job and wife, and weathered some bad times in one piece and I will take that tradeoff.
I always assume the worst when I am doing home repairs and woodworking with saws, drills, lathes, weeding the yard, cleaning the gutters, getting on tall ladders, or carrying firearms. That guy Creaky Old Cop describes would be me if I had an H&K and a holster that did not have retention features.
As much as possible, I go for the "higher drag", rifles have slings and safeties, pistols are in holsters with retention mechanisms, and firearms that are not drop safe have empty chambers.