"Working around regulations" that the government is so eager to create, with the help of lawyers and regulatory agencies, is how business is done, regarding virtually every law, regulation, etc. These things are created with words, which have definitions, by lawyers. What is the difference between "working around" and being compliant? Take a look at tax laws. Every year, your tax info, and the tribute you owe, is handed to another regulatory agency, which must be in compliance with these laws, and you better pay that tribute, or you will be penalized in various ways: interest/fines (vig), confiscation of assets, or incarceration). A good accountant or tax attorney will minimize the amount of this tribute by knowing these laws, created with words, that have meanings, while still being compliant.