I don't know why anyone would carry a ccw that only reliably fed FMJ. HPs are pretty widely accepted as being better. Get a better weapon and carry better ammo. Those people who buy into the idea the human body is so tough that 32s and 38s just bounce off the skin and 9mms and 40 FMJs are more likely to UNDER penetrate likely have little experience shooting things with these calibers or have been misinformed by the internet ninjas. NYPD is a very good example of what happens when you use FMJs. They even used very mildly loaded ones form my understanding. +p or hot loaded FMJs will go through a human body pretty reliably. I agree with FMJs in small calibers like 22 or 32 that don't deliver enough velocity and energy to push a HP with enough penetration but in good 380/9mm/40/45 I think anyone is better served with JHPs.