Not for me, I'm really not afraid of the criminal element. I do have a little bumper sticker platitude for your statement though. It sums up why I carry very succinctly:
"It's not about the odds, it's about the the stakes."
All right, first of all, you rule because of your username. HK USP45C, one of my favorite HK pieces and my carry for a long time.
Second, regarding the bumper sticker. Absolutely. Same here.
My point is that people are motivated by the events and outcomes they fear. When I use the word "fear" people might assume I am accusing them of cowardice or insecurity. Not at all. I am not asserting that you are afraid of the perps. But I think we both carry in the absence of an assumed high probability of occurence because we care a lot about the stakes.
Expected effect = (likelihood of occurence) x (cost if event occurs)
This is the naive formula in economics and in risk management, such as with military "Warning Orders".
There is some research to show that this linear formula fails in the extremes because of the emotional nature of how human beings reason (not a bad thing). This is why people won't move to earthquake prone places, and will carry guns in even very safe places. Not necessarily good or bad, but not driven by absolute odds.
You are correct, it came across as a platitude but it's not as simple or false as all that.
My main point is that people arguing you should carry because you're *likely* to fall prey to something like the events discussed is not correct. My earlier examples reflect the fact that I have to bite my tongue when people talk about carrying 'cause they want to preserve their lives. It's about more than that.