Hi...
I don't have a budget, per se.
My wife and I split our financial responsibilities, I pay the mortgage and car payment. She buys groceries and pays the utilities.
We are responsible for our own vehicle's maintenance...not to say that we don't share larger expenses such as a new set of tires, etc.
My discretionary income is mine and hers is hers.
Mine, on a 40-hour week is about $200 after I set aside $475 for the mortgage and car payment. It rises dramatically if I work overtime, which I do regularly.
My discretionary income pays for clothes, gas, eating out and entertainment expenses.
That includes firearms, ammo and reloading supplies, plus books(mostly military history) for my library.
I buy NOTHING on credit, other than my house and car. If I can't pay cash for it, I do without. I save for the things I want or need.
Generally, I buy a couple of 50rd boxes of .22LR every week, needed or not. I buy .22LR in bulk packs when available, needed or not. I never ran out during the recent shortages...not even close. And I shoot a lot of .22LR.
I buy at least one pound of gun powder just about every week and a box of 1000 primers every couple of weeks, needed or not. I never ran out during the recent shortages. I reload and shoot about 6000 rounds of various centerfire handgun ammunition every year. I have never been in a situation where I couldn't shoot whatever I wanted.
I buy centerfire rifle ammunition as needed. Usually no more than 3-4 boxes of any given caliber at any one time, other than .223 and 7.62x39. I buy that by the case or at least in 200rd increments. I buy 12ga shells by the case, we shoot a lot of clay birds and hunt small game often in the Fall.
I couldn't begin to estimate how much I spend on reloading components, ammunition, firearms or reloading equipment in the past year. I can say that I bought a Dan Wesson .22LR revolver, A Beretta M9, a S&W M&P 40, a Mossberg 12ga autoloader and an Ithaca 12ga M37 pump shotgun. I also just finished buying a Hornady LNL progressive press with the case and bullet feeder systems.
All paid for in cash. If I didn't work a lot and make decent money, I wouldn't have a lot of those things. But, then I am 60 years old and have been accumulating stuff for decades. I no longer need to buy yard equipment or very much in the way of hand tools and such.
I don't need to take long extravagant vacations nor chase women. My wife wouldn't approve, even if I did.