I get mudballs thrown at me by friends and family for using a fanny pack, but I quit caring a long time ago. They don't want me taking off my jacket and looking all Crockett with my shoulder rig. They don't want me taking it off and leaving it where their kids can play with it. Some guys tell me it screams gun, but it mostly screams gun to other gun guys and I don't care. It's easier to keep my wallet in the front pocket, it's accessible when I'm driving, and I can throw it on over anything, including sweats and a t-shirt.