I am not a Californian.
BUT- I have no problems carrying with a loaded chamber. I usually carry a DA auto with the hammer downand the safety on.
I have carried a 1911 .22LR clone cocked and locked in the woods as well as hammer down on an empty chamber, safety off, hot mag.
I would not feel comfortable carrying something like a Glock with a hot chamber. They are effectively single action pistols without a safety- they are an accident waiting to happen. More than enough cops and private citizens have "enjoyed" self inflicted gun shot wounds because Glock pistols lack a manual safety (ie. because of snags during holstering/ reholstering and errors in manipulation (joint/several liability). Glock should be on the receiving end of a product liability suit for marketing an unnecessarily dangerous product. They were able to incorporate a safety in their pistols to win certain military contracts in the past, yet the choose to continue endangering individual users and the public with an inherently defective design.