Thanksgiving Theft - Making Sure I Am On Task

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I'm going to backup HSO here and say you need to contact whoever made that safe, specifically to see if they have any kind of warranty or guarantee. I've got a Liberty Franklin 27 Gun Safe and it was marketed and sold to me with a guarantee that it is pry-proof and drill-proof.

In the unlikely event that someone would pry through it or drill it, Liberty is getting a call from me.
 
At the very least, if the complex won't cover your loss, see if you can get a few months free rent out of it. Start out asking for more than you think they will give you (within reason) so you can appear to compromise and at least get something. Sorry about the theft.
 
LOL. Free rent? Why would he want to continue living there? He's just going to get ripped off again. That place sucks. You've got god knows who running around with master keys. And if the key doesn't work for them the next time, well, the old kick in the door always works pretty well. He needs to move.
 
Sorry about your loss.
You have got to read the fine print yourself.
Nobody's job to explain it to you.

Some suggestions for your compensation are exercises in creative imagination.

I doubt any moreliabilities exist beyond your insurance contract.

The NRA and the safe company are good angles to pursue.
 
Another good reason to keep an inventory of all s/n's and description firearms on hand (as in on your person in billfold). Also make sure these are on the police report of the incident. I have recovered items a year later simply by having the s/n of the item in question.
 
Read his first post. He didn't really have a RSC or a safe. He had a Gunvault Deluxe. That's a quick-access safe you put next to your bed. It's made to keep kids out..not thieves out.
 
Some suggestions for your compensation are exercises in creative imagination.
Click to expand...

No kidding. The landlord/property management company/property owner will likely say "Yeah, this sucks. We were a victim as well. Those guys broke into our office too. Good thing we got insurance to get the door fixed. You had insurance, right?"

I seriously doubt that they are liable for an illegal action by an unknown third party, but it's probably not a bad idea to speak with a local attorney and have him review your lease. The lawyer will be able to give you an idea of whether you have action against the landlord based upon state law & your lease.

:D
 
Just a word on locks and master keys. Locks for the most part only keep the honest honest, they will do little to deter anyone who really wants to get in. You cant believe (or maybe you can) how easy it is to pick a door lock. Master keyed locks just make it worse, especially if they have more than one master, which many do. This just makes the lock that much easier to pick, even with just a couple of simple, modified paper clips. A lock keyed to one lock offers one combination, masters offer who knows how many multiple combinations and increase the probability that the lock will open with very little manipulation. Any place that uses or used masters, and this includes most "tract" or sub division type homes, are at greater risk, if you havent personally changed the locks, if you can.

If you really want to get uncomfortable about your security, go over to You Tube. They will show you all you dont want to know. :)
 
Thank you everyone for your input. I've learned a few things, and everything is covered except for about 2100 in overages on Firearms, and my deductible. They recored the locks, but STILL have a Master Key!
 
Track the case. The recourse against the management is highly unlikely unless it turns out to be an inside job. Then you may have a case there.

Good luck.
 
In the event he can't move right away, there's nothing wrong with trying to get a little something out of management in the form of free or reduced rent. I would also plan to move, but it's not always an instant option. It doesn't hurt to ask, and IME it's not hard to get compensation from landlords, auto repair shops, etc. if you frame your request properly.
 
No kidding. The landlord/property management company/property owner will likely say "Yeah, this sucks. We were a victim as well. Those guys broke into our office too. Good thing we got insurance to get the door fixed. You had insurance, right?"
Click to expand...

This is why companies have insurance. No destitute widows, wives, or orphans. They hold insurance so you have someone to recover from. Sad fact of life.
 
Not that this tidbit will do you any good, but your sad situation made me think of a conversation I had years ago with a friend. I was moving into a house in shady neighborhood with, amongst everything else, my two pit bulls and my firearms. My buddy said to me, "make sure when you're carrying everything from your rental truck into the new place that you show your dogs and hide your guns. The neighbors will be watching."

It does sound like an inside job.
 
This is kind of like closing the barn door after the horse got out but.... before retiring, I had my own lock core that I took from office to office. It was the same make as the other locks, so you couldn't tell the difference, but none of the master keys fit it. No one was ever the wiser, unless of course they had tried to get into my office using a master key, and since they had no business being there, who were they going to tell?
 
I agree with NetJunkie.
That was not a RSC or a safe he had his pistols stored in as it is only made from 16 gauge steel.
Even a cheapo hardware store grade RSC is generally made from from at least 12 gauge steel which if bolted down probably would have saved the day.
I am certainly not criticizing the original posters choice of firearms protection as these things are not meant to act as a true RSC(Gun safe)
Sorry for your loss as I know only to well that pain as it has happened to me before.
FWIW I know of someone else who had their apartment burglarized over the holiday weekend.
Much camera equipment was stolen.
 
It was just meant to keep little hands and stuff out. No one should have been able to get past the deadbolt. It's a well-lit, open and visible hallway, with a steel-framed door... I am trying to understand if the Apartment complex is liable.
 
Phoenix...Too me at least it would be worth the 100-150.00 an hour attorney's fee for a consultation about this.
Perhaps the apt. manegement was negligent about the way the master key was secured.
I am a maintenance engineer for a class A commercial building and carry a master key and it would be my head if it ended up in someone elses hands.
 
This is yet another reason that safes aren't safe because there very presence advertises that they contain valuables. Let me ask you this:

Did the thieves take the time and effort to tear up the floors, the walls and cealings looking for hidden compartments? Did they cut open your water heater to see if it was real or a hidden gun vault? Did they tear out bookshelves or check all the closets for false back walls? Did they pull out the electrical pannel to see if it was a false front that concealed a hidden compartment?

I bet not.
 
Pgunner, I will.

Owen,

They actually pulled out tupperwear containers and soup cans looking for ye-old fake can. I plan on having a vault/secure room, in my grand house, someday soon. =) But good points for unsecure but concealed places to hide things.
 
Insurance

I registered just to post on this thread. Ask your ins co about absorbing the deductible. The premise is that you participate in the loss. Your claim is for $5000 and you are covered for $2000. You have already participated in the loss and the the deductible should be absorbed by your loss. If they are unwilling to do this, contact the insurance commissioner for your state. This is standard practice.

Ron
 
Priusron! Thank you. I asked about this and people said (I forget if it was here or elsewhere), that the insurance company would NOT do this. I will ask tomorrow. They are coming to our place to talk (my insurance company).
 
Who is your insurance company. Do NOT call it waiving the deductible. That is illegal but they can and are supposed to absorb the deductible. State Farm is the industry leader in insurance and that is their policy. It the do it, then it can be considered an industry standard and your state insurance commissioner may get involved.

Ron
 
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