I guess I don't understand spending several hundred dollars, or more, for a rifle to use in a situation that is highly, highly unlikely to happen in the first place. And firing a rifle cartridge in the house???
Why not just use something that has a more broad, practical application? The same .357 SA that I sometimes carry with me in the pasture and that my wife used for CAS is under my mattress and the other one is on her side of the bed. The .357 lever that keeps coyotes out of the yard and chicken pens is nearby in the closet. If I didn't use either of those I'd likely bring my 40 year old Remington 870TB in and put the 26" IC barrel on it. (And no, it doesn't jam even after 1000's of round of competitive trap as well as sporting clays, skeet, dove, quail and turkey hunting)
FWIW there are two AR's in my safe, a 16" and a 20", but I don remotely consider them HD tools.
35W