Another thing i forgot to mention was that when my dad was inspecting the gun we both noticed the hammer was cocked when in safe mode which is something rugers safety/decocker pistols are not supposed to do.
That's very relevant. There should be no way that is possible on a P95 if it is working properly. They cannot be "cocked and locked". A mystery though as to what could go wrong mechanically where that could happen. Please let us know what Ruger says.