Two of my oldest, married, daughters and their grandmother (my M-I-L) went out and bought lavender and pink Charter Arms snubbies in .32 H&R (2) Mag and .327 Federal (1) and are very pleased with them...They’re being compared to small .357 mags in velocity and energy…
I've shot my daughters' SAA style Ruger Vaqueros (?) in .32 H&R and they were a hoot; no recoil, not very loud, barely any muzzle flash and knocked over the steel targets with ease (those that I hit)...which is why they bought the snubbies, commonality of cartridges...Next on the list is a pair of lever guns...
The 7.65mm (Kurtz) pistol round was a typical police weapon just not very effective except at very close range like when Stalin's henchmen would shoot people in the back of the head...Also you have to consider what was available at that time 1900 to 1910…The military switched from heavy revolvers and used the 9x19mm Luger round in various pistols and during WW2 the Gestapo (who were really consider as police) used it but later switched to the Walther P38.
As stated, bullet placement and type of bullet and velocity of bullet is key to survival and for a backup gun concealment...As a backup gun, perfect, but I'm a little hesitant to have to wait for the assailant to get to nose touching distance before I pull the trigger...
Everybody knows of somebody, somewhere and at sometime that has been killed (or not) by every calibre under the sun, from the 12.7mm/.50 BMG to a Daisy Red Ryder BB gun...
I want a cartridge that will do it the vast majority of the time, >95% as long as I do my part properly--not occasionally like once in a blue moon...That's why I carried various revolvers in .41 mag! Yes, a little too big for your daughter, now, but wait until she’s 12 like mine did and want to try one of them…All my girls have shot them, granted with a “little” less powder, equal to a light .357 Mag load, but they all got used to it quickly…
The aforementioned mags, I wouldn't have any qualms whatsoever about carrying one; the .32 ACP and .25 ACP sorry, just a little too, too light for my tastes...I even signed petitions to get the .25 ACP off the market, permanently...If Charter Arms made it as a 2” snubby Off Duty (hammerless) DAO in .327 Ruger I’d buy one in a second as an ideal pocket holster piece...